Buying your first home should be exciting.
But between deposits, KiwiSaver, pre-approvals, lender criteria, interest rates and paperwork, it can very quickly become a world of “What does that mean?” and “What am I supposed to do next?”
That's where Mortgage Matchmaker comes in.
Mich helps Kiwi first home buyers across New Zealand understand the mortgage process, explore their lending options and move towards home ownership with a lot more clarity and a lot less overwhelm.
You don't need to know all the ins and outs of lending.
That's my job.
Physical Address
42 Ngatai Road, Otumoetai, Tauranga, Bay of Plenty
Hours Of Operation
8.30am - 6pm Mon-Fri | Sat 9am - 1pm
Tauranga | Bay of Plenty | NZ
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Page: first home buyer mortgage broker Tauranga · first home buyer mortgage Tauranga · first home loan adviser Tauranga - Last updated: 2nd September, 2026
Let's Work Out What's Possible
Every first home buyer comes to me at a different point.
You might have been saving for years and be ready to start looking. You might have found a property sooner than expected. Or perhaps you're still wondering whether buying your first home is even realistic yet.
Before we start matching you with lenders, we'll look at the bigger picture – your income, deposit, commitments, goals and circumstances.
From there, I can help you understand what lenders may be looking for, what your options are and what you may need to do next.
As a first home buyer mortgage broker in Tauranga with access to more than 30 lenders(and hundreds of home loan products), I'm not limited to the policies and products of one bank. I can look across different lenders and find the options that align with your circumstances and goals.
From “Where Do I Start?” to “We Got the Keys!”
One of the biggest benefits of working with a mortgage adviser as a first-home buyer is having someone beside you who understands the process.
Before moving into mortgage advice, I spent several years working in real estate on the Sunshine Coast, helping buyers and sellers navigate property transactions. That experience gives me a practical understanding of the buying journey beyond the lending itself – from searching for the right property and negotiating a purchase through to finance and settlement.
I’ll help you make sense of the lending side, answer the questions that inevitably pop up and keep you informed as things progress.
From First Chat to Settlement – I’m With You Through the Process
Buying your first home can involve a lot of moving parts, and it’s easy to feel like everyone is speaking a different language. My role is to make the lending side as clear and straightforward as possible, while helping keep the process moving from one stage to the next.
Here’s what that support can look like:
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Initial chat and goal setting
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
We start with where you’re at now – your deposit, income, commitments, property goals and any questions you already have.
Understanding your borrowing position
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
I’ll help you understand what may be realistic, what lenders are likely to look for and whether there are any steps worth taking before you apply.
Finding the right lender match
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
I compare relevant options across our lender network and look for the lender whose criteria best align with your circumstances.
Pre-approval and application support
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
I’ll help you prepare the lending application, explain what’s needed and keep you updated as it progresses.
Liaising with the people involved
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Where needed, I can help coordinate and communicate with the other professionals involved in your purchase, so you’re not left trying to piece everything together on your own.
Working through lender conditions
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
If the lender needs further information or conditions satisfied, I’ll help you understand what’s required and what happens next.
Supporting you through to settlement
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.
Once your lending is confirmed, I’ll stay across the process and help make sure you know what to expect as you move towards settlement and getting the keys.